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University of North Florida Off-Campus Housing Guide (2026)

UNF is a heavily commuter-oriented campus with no purpose-built by-the-bed student housing nearby, so off-campus students rent conventional apartments and sign per-unit leases with roommates. The densest concentration sits east and south of campus along Kernan Boulevard and St Johns Bluff Road, spreading into the St Johns Town Center area a few miles north.

Apartments students actually rent

Every community below is real and was checked against its own website in August 2026 — the links go straight to each property's site and floor-plan page so you can compare layouts and current rates.

CommunityDistanceUnits & sizesRentFurnished?Links
Mirage on Kernan
Closest large community and the only nearby one with 4BR/4BA layouts; 6 weeks free on select plans
~0.7 mi2x2, 3x3, 4x4
787-1,320 sqft
$1,389-$2,372/unitNowebsite · floor plans
Vinoy at St Johns
Renovated units with in-unit W/D, walk-in closets and private patios standard
1.3 mi (3-min drive)1BR-3BR
756-1,376 sqft
$1,380-$2,075/unitNowebsite · floor plans
The Club at Town Center
Cheapest 1BR near UNF; waterfront setting, 1 month free special
2.4 mi (5-min drive)1BR, 2x2, 2BR townhomes
600-1,100 sqft
$1,148-$1,415/unitNowebsite · floor plans
Country Club Lakes
Largest floor plans in the area; the 1,410 sqft 3BR splits well three ways
~2.5 mi1BR-3BR
800-1,410 sqft
$1,317-$2,216/unitNowebsite
The Oasis at Town Center
Newer Town Center community, walkable to shopping and part-time jobs
~3.5 mi1BR-3BR
820-1,386 sqft
$1,568-$2,295/unitNowebsite · floor plans
Beach Bluff Apartments
Cheapest solo option near UNF; inventory was fully leased at time of check
~3 miStudio-2BR cottages
288-864 sqft
$990-$1,550/unitNowebsite · floor plans
The Enclave
Gables-managed, 488 units, two resort pools, garage parking; 3 mi from the beach
2.7 mi1BR-3BR
806-1,676 sqft
$1,434-$4,170/unitNowebsite

Rates and availability change every lease season — verify everything with the property before signing.

How this compares with living on campus

UNF's cheapest on-campus option is Osprey Hall at $2,832/semester for a double — the cheapest housing on campus. Remember that campus rates often bundle things an apartment does not — and an apartment lease usually runs 12 months instead of the academic year.

See on-campus rates & what's included

What you'll need

Heads up — this school breaks the usual rules

Buying the standard college checklist here will waste money — check your building first.

Bed size matters here. 80-inch Twin XL in most halls — but Osprey Village uses a standard twin (75") and The Flats at UNF uses FULL beds. Check your building before buying sheets.

Furnished units still need bedding, kitchen basics and cleaning gear; unfurnished rentals add the big anchors — mattress, bed frame, sofa and a table. Our checklist filters by furnished vs unfurnished so you only pack what your unit is missing.

Apartment checklist   Apartment shop

Staying in the dorms instead? Head back to the UNF dorm dimensions and dorm packing list.